Why do credit card companies say you're "pre-approved" for a card, but decline when you apply?
January 29, 2009 - You get these credit card offers when you run your credit report or you make a major purchase like a home or an automobile. You may request that consumer credit reporting companies ...
- They are just fishing they don't know anything about your credit!
Those credit card companies do not run your credit report until after you send them notification that you accept their offer. They then can deny you their original offer if your credit has some delinquent items or a bankruptcy. You get these credit card offers when you run your credit report or you make a major purchase like a home or an automobile. ... ... You may request that consumer credit reporting companies exclude your name from lists for pre-approved, unsolicited credit and insurance offers. I suggest you call 18885OPTOUT (18885678688). ... ... Once every 12 months you can request a free credit report from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. Go though each report and see if there are any items you can get off your report in other words clean it up. For example if you have paid off a credit card that had delinquent items on it, call them asking that it be removed. Here is a web site for more information on free credit reports and links to the three major credit reporting agencies. ... ... https://www.annualcreditreport.com/cra/index
- Its tangible spam...
- LOL Tell me about it... Dumb marketing is what I call it
Knowledge Base: Credit Card Processing
Is the SOL on credit card debt determined by the state you currently live in or where the debt originated?
January 19, 2009 - Category: Credit Card Processing
is the statute of limitations on credit card debt, determined by the state you currently live in or where the debt originated? i have a debt that i stopped paying on in jan 2002. i acquired the debt while living in texas and stopped paying it while living in texas. my
SOL credit card debt determined... »
Can I deduct credit card interest for money deposited into a MM account?
January 22, 2009 - Category: Credit Card Processing
if i take a credit card cash advance and deposit this money into a money market account, is the interest on this credit card debt deductable on federal taxes? i have an unique credit card offer that would actually yield a significant profit if the interest is tax deductable. nice
deduct credit card interest money... »
Who is responsible for credit card debt if somebody dies? Or does the company eat it?
January 19, 2009 - Category: Credit Card Processing
say somebody has x amount of credit card debt, then they die but still have that debt to the credit card company outstanding, what happens? does the company have to write it off as bad debt or ? perhaps the company can hit up that person's estate. but let me
responsible credit card debt somebody... »
Knowledge Base Categories:
- Credit Card Processing
- Balance Transfer Credit Cards [9]
- Credit Card Debt [15]
- Credit Card Offers [11]
- Credit Cards
- Apply Credit Card [16]
- Business Credit Card [7]
- Citi Credit Card [9]
- Loans
- Academic Loans
- School Loan [0] [update]
- Consolidating Student Loans [5]
- School Loan Consolidation [5]
- Targeted Loans
- Banks
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