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secured loans?

i have two secured loans on my property and a mortgage, i recently became self employed lately and things are tight money wise at the moment until i build business up but im getting hounded by one of the companys as i have fell a month and a half behind on payment any way round this or good advice that can help?

Responses:

You could maybe remortgage and clear both loans and just be left with mortgage. You could also just get a larger secured loan to consolidate the current secured loans. It all depends on the LTV and equity left in your property. I work in the industry doing loans and mortages so just email me if you need help if you want to re finance. We have access to a huge range of lenders that will lend on people with any arrears etc. Merry Chrsitmas!
Hello, Sadly, I feel you have over stretched yourself and now your skating on very thin ice indeed. What you have here, is "A House of Cards" which is built on shakey foundations. No. 1 OK! when in a hole STOP digging! No. 2 I do not care how or where you get the funds from but its vital now that you make up the month & a half lost payments. Why? because if you do not the consiquences from where I stand look very bad indeed. Your in danger of the entire house of cards coming down ontop of you. Its a potential disaster waiting to happen and only YOU! can pull this back from the brink of the void. No. 3 if you default on even one of those loans, your security is placed in jepardy. No. 4 if you default on one of these loans your credit scoring and credit record may be BADLY damaged. You might even find your black listed for future credit then if that happens. **Either way you need to find the short fall and make it up, get back on any even keel once again. Think of it as a short term cashflow problem if that helps? IR
If you have equity in your property you could remortgage your property, pay off the two secured loans and arrange your mortgage on an interest only basis. This would only be a short term measure to help with cashflow whilst your business improves. I would seek advice from an independent mortgage adviser make sure they do not charge a fee!
Go to Citizens Advice. they helped me out in similar circumstances. hope you get someone as helpful and clued up as I did
Hello there, . Are you into debts? Do you have a bad credit?Are you financialy down. Do you need a loan for christmas?I give out loans at low interest rate of 3 percent. I give out loan to Business, Auto and personal loan to Men and women who are into Business transaction, I give out long term loan for three to five years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and USD US and SGD the maximum I give is 5, 000, 000 both in pounds and USD US and the minimum 1, 000 pounds and US USD and SGD so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem and for your information if you should more loan like USD 10, 000, 000m I can give only if you are one of these cartigories: Manager of a company A private Holder A broker in banks A director in any office or company A high investor of and compay If you are one of the following you can get USD 10, 000, 000US as loan or if personal loan you can request for 5, 000 - 5, 000, 000 as loan. hope to here from you soon. NAME:. COUNTRY:. send these info it is important. Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now at cpc_consultant at yahoo.com

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