What is a good credit card to get that you almost will never get turned down for?
I currently have two credit cards, but would like to get one final one. I have been getting turned down for a few recently that I thought sounded good. What are some good cards and websites where I can get a credit card that almost every gets approved for? I am young 21 and trying to establish some more credit. My friend got approved for a Best Buy credit card tonight and his credit is not that good. However, I just want a main card for example: visa, discover and not a store card. Thanks for any help- The sure - fire way of NEVER being turned down for a major credit card would be to apply for secured credit card. Basically what type of card this is, is that you give them money up front say you ask for a USD 500 limit, and everytime you use that card, the money will already be in your account with that card and it will just come out. This secures to both the credit card company and to yourself that the money will always be in there, therefore there will never be any over - ages, late fees, and the the like and will guarantee you a strong credit building account. I hope that my answer has helped you
- VISA or Mastercard are recognised worldwide, so even if you were to buy something from Asia or Europe, they would be recognised
- if you are getting turned down for cards, then I suppose your credit rating must be turning sour, and i have good guess why. If you goal is to establish a good credit rating, then you are doing just about the exact opposite of what you need to do. Credit scores are based on the total amount of credit you have as a ratio of your total income. So for example, if you have one card with a credit line of USD 3000 with an income of say, USD 25, 000 your credit will be much better than having three cards with a total of USD 9000 with the same income. Following me? If you want to establish good credit, you need only one card that you use responsibly over a period of years. So, yes, it is good that you have a card, but there is no need to get others. You were likely approved for the first two on the basis of a fairly neutral credit score. Now that you have the theoretical capacity to go on a shopping spree bender with 2 ! cards, the companies are more reluctant. Advice: cancel the card that you have gotten most recently, and use the other card responsibly - paying your bill every month, on time. That's how you are going to establish good credit, not by filling up your wallet with lots of plastic
- Look online for bad credit credit cards. Your credit may be perfect, but they will give anyone a card
- a few months ago I went to a local check cashing place and, for USD 9. 95, bought a pre - paid Visa. You can put as much money on it as you want and use it anywhere you want. I only use mine online because when used in a store, you incur a USD 1. 50 finance charge for each use. HTH
Knowledge Base
0 percent balance transfer credit cards?
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Credit card question 2
do all credit cards work the same? again, if i borrow 500 dollars on a mastercard credit card and after interest and fees the balance comes to 675 dollars. each credit card company has several tiers of customers. further, you are subject to universal default - miss a payment on
Did the Bank of England, BOE keep interest rates the same?
tight credit stirs central banks u. k. rate cut is first in more than two years; ecb girds for slowdown by joellen perry and alistair macdonald december 7, 2007;. no. tight credit stirs central banks. u. k. rate cut is first. in more than two years;. ecb girds for slowdown.
what is the process of getting a credit card of my own, specifically, master card or visa?
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Knowledge Base: Credit Cards
How do i apply for credit card?
i am a 16 - year - old college student and i want to apply for a credit card / student card but i do not know where and how to start. the reason i want to avail a credit card is because i want to work online but i
Please help me, How do I apply credit card?
i want to apply credit card, i never had credit card myself. so how do i apply it? and i do not work since i am stay at home mom
How and why is my credit card affected when I open and close a credit card?
i see a great deal at a store to open up a credit card and get a prize or a rebate. if i want the big discount i open the credit card and then get the discount but i do not want or need the credit card at all. is
What is the best credit card to apply for online?
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Is it possible to transfer credit card balances to others' credit card accounts?
situation: person a has multiple credit card balances on high interest credit cards and person b has a credit card with a much lower interest rate. due to a poor credit history, person a can not obtain a low interest credit card. they have agreed to transfer it to person
How to open check account and apply credit card if no income and credit score?
my wife has ssn, but no job and income. is she eligible to open a checking account in the bank like citi, and how? and as she has no credit score, can she even apply a credit card? thanks. you need money to open a checking account and you need
What credit card to get at 18 and not a college student?
i always thought at 18 they love to give you credit cards, i have tried capitol one, chase, a qt credit card, and a best buy one. all deny due to no credit history. i obviously can not get credit history if they will not let me have credit. i
Knowledge Base: Credit Card
What is a good credit card to get that you almost will never get turned down for?
i currently have two credit cards, but would like to get one final one. i have been getting turned down for a few recently that i thought sounded good. what are some good cards and websites where i can get a credit card that almost every gets approved for? i
What credit card would you recommend for someone trying to re - establish good credit history?
i have decent credit but i had cancelled all my cards when trying to get out of debt. i am now free of all unsecured debt but i need to have a card so in the future i will not be hurt by having no credit. i am thinking i
What credit card should I go for citi bank or bank of america?
i have a credit score of 700 and wanting another credit card. i was thinking about citi bank or bank of america. what one should i get? i only have one other credit card from wumu. i want a credit card that report to the 3 credit bureaus every month.
credit card?
ok, i am planning to get a credit card for first time, i do not have credit backgrownd, so, how do i start or what do i have to do to start credit backgrownd?, and what's apr?, thanks if you can help me. just read and know all the info
How are you Thrifty? How do you show your sense of "value"?
i had my hippy days, hating everything "capitalist", always armed with dads credit card in my pocket. hippy days=short for hypocritical days. oh trina, you question has given my brain an "owie!" i am trying to decide weather to be honest or brutally honest. i had my hippy days, hating
How and why is my credit card affected when I open and close a credit card?
i see a great deal at a store to open up a credit card and get a prize or a rebate. if i want the big discount i open the credit card and then get the discount but i do not want or need the credit card at all. is
What credit card to get at 18 and not a college student?
i always thought at 18 they love to give you credit cards, i have tried capitol one, chase, a qt credit card, and a best buy one. all deny due to no credit history. i obviously can not get credit history if they will not let me have credit. i
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